What is the primary focus of Workers' Compensation Insurance?

The primary focus of Workers' Compensation Insurance is to provide compensation for job-related injuries. This type of insurance is designed to cover medical expenses, rehabilitation costs, and lost wages for employees who sustain injuries or illnesses as a direct result of their work duties. By ensuring that workers receive financial support after an accident, it helps to protect both the employer and the employee, as it limits the employer's liability in most cases while providing necessary assistance to the injured worker.

The emphasis on job-related injuries rather than health coverage, retirement funds, or unemployment benefits sets Workers' Compensation apart from other forms of insurance. While health insurance addresses broader health needs and retirement funds are aimed at providing for employees after their working years, Workers' Compensation focuses specifically on the risks associated with workplace injuries. Similarly, unemployment benefits serve as financial aid for those out of work, but they do not relate to injuries sustained in the workplace. Thus, the chosen answer accurately reflects the essential purpose of Workers' Compensation Insurance.